Capital.com Review UAE 2026: CMA Licence

Name: Capital.com Review UAE 2026: CMA Licence | OnlineBroker.ae
Item: Capital.com
Rating: 4.2
Author: Giles Thomas

Capital.com platform overview

Capital.com is a CFD broker with a UAE-licensed company behind it. UAE residents sign up with Capital Com MENA Securities Trading L.L.C., shown as Active on the CMA register under company code CP-0000937. You can hold AED as your account currency from AED 80, there's no commission, deposit or withdrawal fee, and you get MT4, MT5 and TradingView alongside Capital.com's own platform.

The one thing to understand first: everything is a CFD. You trade the price of a share, ETF or coin, but you never own it.

Best for

CFD trading, Beginners, Platform usability

Not ideal for

Real share ownership, ADX/DFM share ownership, Dividend investing

Min. deposit

$20 (20 USD/EUR/GBP) or AED 80

US stock fee

No commission: US shares are CFDs, cost is in the spread

EUR/USD spread

0.9 pips measured: that is what crossing it cost on 17 Sep 2026, against 0.7 pips quoted on the same reading and 0.6 on Capital.com's published example (bid/offer 1.05000/1.05006)

Deposit fee

None

Withdrawal fee

None (your bank or card issuer may still charge)

Islamic account

Yes: swap-free on request, not Sharia-certified

Users

690,000+ traders (Capital.com's own figure)

Category scores

Fees 4.2

Safety & regulation 4.1

Deposit & withdrawal 4.3

Account opening 4.6

Mobile app 4.4

Web platform 4.3

Assets 3.8

Customer support 4.2

Research & education 4.4

UAE suitability 4.0

The overall score is a weighted mean, not a plain average of these bars: safety and regulation carries 23%, and the other 9 categories share the remaining 77% equally. How we score

Capital.com promotional render of its app, showing an account switcher and a portfolio screen. — Capital.com's promotional render, not our capture, so the balances are placeholders. The account model is real: a CFD account per currency, a 1X account and a demo.

Capital.com's UAE homepage, its banner naming the CMA-regulated entity Capital Com MENA Securities Trading LLC — Capital.com's UAE homepage. The banner names the CMA-regulated UAE entity on every page, and the strapline is accurate: CFDs are the whole product here.Captured 17 August 2026

Our expert verdict

For CFD trading from the UAE, Capital.com is one of the easier brokers to live with. We opened, funded, traded and withdrew between 15 and 17 September 2026. The account could take money four minutes after verification, and our full balance, USD 53.96, reached our UAE bank 4 hours 34 minutes after we asked for it.

Two things hold it back. Everything is a CFD, so you can't build a portfolio of shares or ETFs you own. And a 0.7% conversion charge applies whenever you trade a market priced in another currency, which is most shares and indices, even from an AED account. Leverage is also yours to set, up to 500:1 on currencies, far above the 30:1 cap in the UK and EU.

What to watch out for

Everything is a CFD. Even the unleveraged "1X" account holds a share CFD, not a share: no ownership and no voting rights, and no dividend as a shareholder, though cl. 5.16 adjusts your account for dividends on the underlying, in your favour on a long and against you on a short.
A 0.7% conversion mark-up applies whenever you trade a market denominated in a currency other than your account currency, which is most shares and indices, even from an AED account.
There is no investor compensation scheme for UAE clients. The CMA operates none, and the UK FSCS and Cypriot ICF cover only those entities' own clients.
Withdrawals are the thing to watch on any leveraged broker, though our own single payout was same-day: we requested the full balance at 15:15 on 17 September 2026 and USD 53.96 reached our UAE bank at 19:49 the same day, in full.
Leverage is set by you, not capped at the EU/UK 30:1. Capital.com's own panel let us select up to 500:1 on currencies, indices and commodities, 200:1 on bonds and interest rates, 100:1 on crypto and 33:1 on shares. It arrived set to 200:1 on everything except shares and crypto, which start at 20:1.

Minimum deposit	$20 (20 USD/EUR/GBP) or AED 80
UAE minimum deposit	AED 80 (or $20)
US stock fee	No commission: US shares are CFDs, cost is in the spread
EUR/USD spread	0.9 pips measured: that is what crossing it cost on 17 Sep 2026, against 0.7 pips quoted on the same reading and 0.6 on Capital.com's published example (bid/offer 1.05000/1.05006)
Deposit fee	None
Withdrawal fee	None (your bank or card issuer may still charge)
Account opening time	Same day; 4 minutes from verification to funding-enabled on our test
Base currencies	AED, USD, EUR, GBP
Regulated by	CMA (UAE)
Investor protection (UAE clients)	None for UAE clients: the CMA operates no investor compensation scheme, and FCA/CySEC/ASIC cover does not extend to the UAE entity
Demo account	Yes
Islamic account	Yes: swap-free on request, not Sharia-certified

Pros

Onshore UAE entity: Capital Com MENA Securities Trading L.L.C. is Active on the CMA's own register, under company code CP-0000937
AED is a real base currency: dirhams in and out from AED 80, with no Capital.com fee
No commission, no deposit or withdrawal fee, and no inactivity fee on the published schedule
Very low entry: AED 80 or $20
One of the largest crypto-CFD libraries available to UAE clients (450+)
MT4, MT5 and a TradingView integration alongside a polished own-brand app
Dubai phone line, Arabic site and WhatsApp support
Swap-free Islamic status available to UAE and MENA clients

Cons

CFD-only: no real shares, ETFs, coins, dividends or voting rights, not even on the 1X account
No route to owning UAE-listed shares: ADX and DFM are offered as CFDs only
No investor compensation scheme for UAE clients
0.7% conversion mark-up on any market not priced in your account currency
Execution reliability during volatile markets is untested by us
Privately held: no published audited accounts, unlike NASDAQ-listed eToro
Leverage up to 500:1, raised in two clicks with no confirmation step.

How we tested Capital.com

We opened and funded a Capital.com account as a UAE resident, traded it and withdrew the balance in full, between 15 and 17 September 2026. The account was verified at 16:52 on 15 September and could accept money four minutes later. We funded it with AED 200 over the Wio open-banking link: it reached Capital.com's bank in five seconds, but did not become tradeable until the platform marked the deposit processed at 15:30 the following afternoon, and it arrived as USD 54.24, so roughly 0.4% went on the dirham-to-dollar conversion into this dollar-denominated account. On 17 September we read the leverage panel, opened and closed a 1,000-unit EUR/USD position on the web terminal and a one-share Apple CFD in the app, then asked for the whole balance back at 15:15. USD 53.96 reached our UAE bank at 19:49 the same evening, complete and unconverted, from a payer named CAPITAL COM MENA SECURITIES TRADING. One caveat on clocks: the platform and the phone were both set to UTC+7, so every time we quote is that zone rather than UAE time. Figures we measured ourselves are labelled as ours; the rest are Capital.com's published numbers. What we also checked: Capital Com MENA Securities Trading L.L.C. on the UAE Capital Market Authority's Licensed Companies register, where it shows as Active, and Capital.com's own UAE charges, pricing, payments and legal pages for fees, minimums, funding routes, the legal entity and the CFD-loss figure. What we still have not done: measured execution reliability during volatile markets, held an AED-denominated account rather than a dollar one, funded by card or Apple Pay, held a position overnight to see funding charged, or tested support response times.

Read our full methodology →

UAE clients are served by Capital Com MENA Securities Trading L.L.C., Active on the UAE Capital Market Authority's register under company code CP-0000937. The licence numbers Capital.com cites, 20200000176 and 20200000471, are its own figures: the register publishes none. Client funds are segregated and negative balance protection is provided, but there is no statutory investor compensation scheme for UAE clients. Protection offered by the UK's FSCS or Cyprus's ICF applies only to customers of those respective Capital.com entities. The UAE entity is also execution-only and does not provide custody or asset-management services.

Regulatory licences
Entity	Regulator	Tier	Protection	UAE clients
Capital Com MENA Securities Trading L.L.C. CMA · United Arab Emirates	Capital Market Authority (#CP-0000937 (register) / 20200000176 (Capital.com)) Permitted: Introduction (Active) · Financial Products dealer (Active) · Trading broker in the international markets (Active) · Trading broker of OTC derivatives and currencies in the spot market (Active)	Tier-2	None: the CMA operates no investor compensation scheme	Yes
Capital Com (UK) Ltd FCA · United Kingdom	Financial Conduct Authority (#793714)	Tier-1	£85,000	No
Capital Com SV Investments Ltd CySEC · Cyprus	Cyprus Securities and Exchange Commission (#319/17)	Tier-1	€20,000	No
Capital Com Australia Pty Ltd ASIC · Australia	Australian Securities & Investments Commission (#513393)	Tier-1	None: no statutory compensation scheme	No
Capital Com Online Investments Ltd SCB · Bahamas	Securities Commission of The Bahamas (#SIA-F245)	Tier-3	None	No

What you actually sign

Terms and Conditions Capital Com Mena Securities Trading L.L.C · Version 4, September 2026
The UAE client agreement, in English and Arabic; the Arabic text prevails (cl. 3.2). Governed by UAE law, with the Dubai courts as the forum.

“The interpretation, construction, effect and enforceability of the Agreement shall be governed by the laws of the United Arab Emirates.” (21.1)
Charges and fees Capital Com MENA Securities Trading L.L.C. · Undated web page
The fees schedule the terms incorporate (cl. 5.1.1).
Cost Disclosure Document (pricing page) Capital Com MENA Securities Trading L.L.C. · Undated web page
Risk Disclosure Statement Capital Com Mena Securities Trading LLC · V1.0, 17 April 2024 (per file name)
Order Execution Policy Capital Com Mena Securities Trading LLC · Undated
“The Firm is the Customer’s counterparty to each trade.” (3)

Safety signals

Segregated client funds Yes

Negative balance protection Yes

Investor compensation scheme No UAE scheme: the CMA operates none; FSCS/ICF cover only the UK and Cyprus entities No

Two-factor authentication Yes

Biometric login Yes

Publishes / audited financials No

UAE legal entity: Capital Com MENA Securities Trading L.L.C. UAE clients are onboarded to Capital Com MENA Securities Trading L.L.C. (company no. 1994695), shown as Active on the CMA's Licensed Companies register under company code CP-0000937, the only identifier the register publishes, registered at Jumeirah Emirates Towers on Sheikh Zayed Road in Dubai and reachable on +971 4 496 8000. There are two licences, not one. Clause 1.1 of the MENA terms names both: First Category (Dealing in Securities) under 20200000176, and Fifth Category (Arrangement and Advice) under 20200000471. The register lists four activities as Active: Introduction, Financial Products dealer, trading broker in the international markets, and trading broker of OTC derivatives and currencies in the spot market. Note what that scope does NOT include: custody or asset management, and the entity is execution-only. The genuine local advantage is currency: AED is a real base currency, deposits and withdrawals both work in dirhams from AED 80, and the site and support are available in Arabic. The trade-off is that a 0.7% conversion mark-up applies whenever you trade a market priced in another currency, which covers most shares and indices. Capital.com does list share CFDs on ADX and DFM companies, but they are contracts for difference: no ownership and no voting, and no dividend as a shareholder, though cl. 5.16 adjusts the account for dividends on the underlying. This is not a route to holding UAE-listed shares.

CMA register entry for Capital Com MENA Securities Trading LLC, status Active. — The entity that holds a UAE client's account, on the CMA's own register: CAPITAL COM MENA SECURITIES TRADING L.L.C, Active, Dubai, established 1 June 2023.Captured 17 August 2026 · UAE Capital Market Authority: Licensed Companies register

The same CMA register entry with the Licenses Granted panel open, showing four Active activities — The same entry with the licence panel open: four activities, all Active. The register publishes no licence numbers, so 20200000176 is Capital.com's own figure.Captured 18 September 2026 · UAE Capital Market Authority: Licensed Companies register

The same CMA entry with Broker Detail expanded, giving the Dubai address and establish date. — The regulator's own record: Active, established 1 June 2023, with a Dubai telephone number and a compliance address at floor 24 of Jumeirah Emirates Towers.Captured 21 September 2026 · UAE Capital Market Authority: Licensed Companies register

CMA Violations and Violators page searched for Capital Com MENA, results reading "No data Available". — The CMA's violations list returns nothing for Capital Com MENA. A negative result on the onshore regulator's own enforcement data, not a clean bill of health.Captured 21 September 2026 · UAE Capital Market Authority: Violations and Violators

Capital.com's two-factor authentication panel, already enabled, whose only control is a link to switch it off — Two-factor authentication on our live account, and the only control on screen switches it off: it was enabled during onboarding, not left for us to find.Captured 17 September 2026

Opening is fully online, on the web or in the app. You go through identity and suitability checks with a passport or Emirates ID, plus proof of address. Our account was verified at 16:52 on 15 September and could accept money four minutes later.

The minimum deposit is AED 80, or $20 in another currency.

Fully digitalYes

Mobile signupYes

Time to openSame day; 4 minutes from verification to funding-enabled on our test

UAE minimum depositAED 80 (or $20)

Capital.com's platform inbox, with account verification at 16:52 and bank funding enabled at 16:56 — Verified at 16:52, the linked bank usable at 16:56. Four minutes from identity documents to moving money, and the fastest onboarding we saw.Captured 15 September 2026

Capital.com's account switcher on a demo account funded with AED 1,000, commodity futures greyed out as unavailable in demo — The demo account, in dirhams: AED 1,000 of practice money, a better rehearsal for a UAE client than most. Commodity futures read "Unavailable in Demo".Captured 15 September 2026

Account	Min. deposit	Swap-free	Notes
Standard CFD account	AED 80 / $20	—	The single retail account, in AED, USD, EUR or GBP. No commission; cost is the spread plus overnight funding on leveraged positions.
1X (unleveraged) CFD account	AED 80 / $20	—	Trades at 1:1 with no overnight funding on share and crypto CFDs. Still a CFD, not a shareholding: no ownership or voting rights, and no dividend as a shareholder, though cl. 5.16 adjusts the account for dividends on the underlying. Nat Gas, US Cocoa, VIX and TRY pairs are excluded from the 0% overnight funding.
Islamic (swap-free)	—	Yes	A status applied to the retail account rather than a separate tier, available to UAE and MENA clients. Not available at signup: close any open positions and request it through support. Swap-free is NOT Sharia-certified: no independent board has ruled on it, and the swap is replaced by a flat daily fee or a wider spread on some instruments. Capital.com does not publish which instruments carry the fee rather than the wider spread, so check the terms for the markets you intend to trade.
Professional account	—	—	For clients who meet the qualifying criteria. Fewer retail protections apply.
Demo account	Free	—	Free virtual account, no deposit required.

Capital.com lets you hold AED as your account currency, which avoids conversion when you deposit and withdraw. Our test account was in US dollars, so we paid for the conversion.

Deposit. We sent AED 200 from Wio over open banking (the deposit screen calls it Express bank transfer, run through Altareq). It left our bank at 21:28:05 and reached Capital.com's bank at 21:28:10, five seconds later. It wasn't tradeable until the platform marked it processed at 15:30 the next afternoon, and it arrived as USD 54.24, so about 0.4% went on conversion. Capital.com charged no fee.

Withdrawal. We asked for the full balance at 15:15 on 17 September. USD 53.96 reached our UAE bank at 19:49 the same day, 4 hours 34 minutes later, in full and unconverted, from a payer named Capital Com MENA Securities Trading. Capital.com's own screen quotes 24 hours to process and up to 7 business days at your bank.

Other methods. Card (Visa, Mastercard and Maestro, AED 80 minimum; profits can't be withdrawn back to a card), bank wire in AED, and Apple Pay. PayPal, Skrill, Neteller and crypto funding are listed globally but weren't on our UAE deposit screen on 15 September. We didn't test card or Apple Pay.

That's one deposit and one withdrawal, not a service level.

Deposit fee	None
Withdrawal fee	None (your bank or card issuer may still charge)
Min. withdrawal	AED 80 (or 20 USD/EUR/GBP) by card; varies by method
Deposit time	AED via open banking: seconds to reach Capital.com's bank, but tradeable only the next afternoon on our one test (15-16 Sep 2026)
Withdrawal time	4h 34m on our one test: USD 53.96 requested 15:15, credited to a UAE bank 19:49 the same day (17 Sep 2026). Capital.com's own screen quotes 24h to process and up to 7 business days at your bank
AED supported	Yes: AED is available as a base currency

Funding methods

Open banking Connect a UAE bank account through Altareq. No Capital.com fee; the deposit screen labels it Express bank transfer and lists eleven UAE banks. Our AED 200 reached Capital.com's bank in five seconds but was tradeable only the next afternoon. Yes

Bank transfer Traditional bank wire, in AED. No Capital.com fee; your bank may charge. Yes

Credit / debit card Visa, Mastercard and Maestro. AED 80 minimum. Profits cannot be withdrawn back to a card, only the amount you deposited. Yes

Apple Pay Yes

Google Pay Listed globally. Not on our UAE deposit screen (15 Sep 2026) Unknown

PayPal Listed globally. Not on our UAE deposit screen (15 Sep 2026) Unknown

Skrill Listed globally. Not on our UAE deposit screen (15 Sep 2026) Unknown

Neteller Listed globally. Not on our UAE deposit screen (15 Sep 2026) Unknown

Crypto funding Offered in selected regions. Not on our UAE deposit screen (15 Sep 2026) Unknown

Funding Capital.com, step by step

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Our UAE bank's transfer detail for the AED 200 deposit to Capital.com's client account, credited in five seconds — Our AED 200 deposit from the bank's side: sent 21:28:05, credited 21:28:10. That is the transfer reaching Capital.com's account, not the money becoming tradeable.Captured 25 September 2026

Capital.com's deposit panel offering four routes, with an investor compensation fund claim in grey. — Four ways to fund: open banking, Apple Pay, card, local transfer. The "Investor compensation fund policy" in grey is Capital.com's own policy, not a statutory scheme.Captured 15 September 2026

Capital.com's bank picker for the express route, listing eleven UAE banks with Wio and Mashreq as popular choices — The bank picker, and the clearest sign this route was built for the UAE: eleven local banks, with Wio and Mashreq surfaced as the popular choices.Captured 15 September 2026

Capital.com's open-banking consent step, run through Altareq, listing the data it reads. — The express route runs through Altareq, the UAE's open-banking platform, covering your name, IBAN, statement and address. Capital.com never sees your banking credentials.Captured 15 September 2026

The same consent detail screen, describing access as one-time while setting an access window a year long — The consent worth reading twice: the footer says "one-time access" while the dates above set a window a full year long.Captured 15 September 2026

Capital.com's local bank transfer panel, with the account details masked and the SWIFT code EBILAEADXXX readable — The manual alternative. SWIFT code EBILAEADXXX is Emirates NBD, so a dirham deposit settles inside the UAE. The payment reference is Required: this is a pooled client account.Captured 15 September 2026

Capital.com's Withdraw panel set to the full $53.96, with no fee quoted and payment back to the funding bank account — Requesting the whole balance back. No fee is quoted anywhere on the ticket, and a 100% button empties the account. Withdrawals return the way the money came.Captured 17 September 2026

Capital.com's "Withdrawal request accepted" confirmation, the account already at zero. — Accepted at 15:15, and the balance goes to zero immediately, not pending. Capital.com's estimate: 24 hours to process, up to 7 business days at your bank.Captured 17 September 2026

Wio email confirming USD 53.96 received from Capital Com MENA Securities Trading, the full amount with no conversion — The money back four hours and thirty-four minutes after we asked: USD 53.96 credited at 19:49, nothing deducted, no conversion, paid by the CMA-licensed Dubai entity.Captured 17 September 2026

Capital.com's own figures put its market range at more than 5,500 instruments across forex, shares, ETFs, cryptocurrencies, indices, commodities and bonds. But the important qualification is that every one of them is a CFD. You never own the underlying share, ETF or cryptocurrency, including through Capital.com's unleveraged 1X account. It also offers exposure to ADX and DFM companies, but again only through share CFDs, not direct ownership of UAE-listed shares.

120

Forex pairs

4,500

Stocks

1,300

ETFs

450

Crypto coins

Forex 120+ pairs (CFD) Yes

Stocks 4,500+ share CFDs: no ownership Yes

ETFs 1,300+ ETF CFDs: no ownership Yes

Crypto 450+ crypto CFDs: no coins held Yes

Indices 35+ (CFD) Yes

Commodities 65+ (CFD) Yes

Bonds 10+ (CFD) Yes

Options No listed options; knock-out options in selected regions, UAE availability unconfirmed Partial

Futures Futures-style CFDs on some commodities and bonds, not exchange-traded futures Partial

Real share ownership Not offered on any instrument, including 1X No

Copy trading No

Capital.com CFD markets page with gold, Ethereum, Bitcoin and US Tech 100 tiles. — The CFD markets page, headlining 5,500+ instruments, with a 0.30 spread on the gold ticket. Capital.com's own footnote applies: prices are indicative.Captured 17 August 2026

Capital.com keeps its fee structure relatively simple: there is no trading commission, deposit fee, withdrawal fee or published inactivity fee. Instead, trading costs are built into the spread. Capital.com's own pricing page works its example at 0.6 pips on a 1.05000/1.05006 quote, half paid entering and half exiting; our own reading on 17 September 2026 quoted 0.7 pips, and crossing it actually cost 0.9 pips, which is the figure to plan around. The main extra cost for UAE traders is the 0.7% currency conversion mark-up whenever you trade an instrument denominated in a different currency from your account, so even with an AED account, most international shares and indices will trigger a conversion charge.

Key Capital.com fees
Fee type	Cost
US stock fee	No commission: US shares are CFDs, cost is in the spread
ETF fee	No commission: ETFs are CFDs, cost is in the spread
EUR/USD spread	0.9 pips measured crossing it, 17 Sep 2026; 0.7 quoted on that reading, 0.6 published (0.00006)
FX commission	None: spread only
Index CFD spread	From 1.8 points (US Tech 100, indicative)
Crypto fee	No commission; spread only (BTC/USD 50 points indicative). Long BTC/ETH CFDs pay 0.06164%/day overnight (~22.5%/yr); shorts receive 0.0137%/day
Deposit fee	None
Withdrawal fee	None (your bank or card issuer may still charge)
Inactivity fee	None listed on Capital.com's UAE charges page
Currency conversion	0.7% of the spot FX rate on any market not denominated in your account currency

Typical forex & CFD spreads
Instrument	Typical spread	Commission
EUR/USD	0.9 pips to cross, measured 17 Sep 2026; 0.7 quoted, 0.6 published (0.00006)	None
GBP/USD	1.3 pips (0.00013)	None
Gold (spot)	0.30 points	None
US Tech 100	1.8 points	None
BTC/USD	50 points	None

Capital.com UAE fees page explaining the spread fee, with a US Tech 100 example. — Capital.com's explanation of its charges. Note the unit: the example is 1 point on the US Tech 100. Forex is the only class quoted in pips.Captured 17 August 2026

Capital.com's published spread and overnight funding table for gold, crypto, indices and crude — The published schedule, with spreads in price points and overnight funding as a daily percentage. Long Bitcoin at 0.06164% a day is roughly 22.5% a year.Captured 17 August 2026

Capital.com's Trading options dialog as our account was set, at 200:1 on currencies, with the hedging rule above it — The leverage panel: not a house maximum but a per-asset-class setting the client controls, here 200:1 on currencies. Opposing positions both stay open, and both pay funding.Captured 17 September 2026

The same leverage dialog twenty-five seconds later with every dropdown at its maximum, currencies at 500:1 — The same panel with every dropdown at its ceiling: 500:1 on currencies, indices and commodities, 100:1 on crypto, 33:1 on shares. Two clicks, no confirmation step.Captured 17 September 2026

We traded on Capital.com's own web terminal, and MT4, MT5 and TradingView are available on the same account. There's no Capital.com desktop app; outside the browser, desktop trading means MT4 or MT5.

On 17 September we opened and closed a 1,000-unit EUR/USD position on the web terminal. EUR/USD was quoted at 0.7 pips, and crossing it cost 0.9 pips. The trade ran one minute, 14:55 to 14:56, and closed two cents up, because the price moved by more than the spread. Gold was showing a 0.50 spread against the 0.30 in Capital.com's published table.

Leverage is where to be careful. The panel let us pick up to 500:1 on currencies, indices and commodities, 33:1 on shares and 100:1 on crypto, and it arrived set to 200:1 on currencies. At that setting, our $54.24 balance controlled $1,147.10 of EUR/USD on $5.73 of margin. Changing it takes two clicks, with no confirmation step.

Proprietary platform Capital.com web terminal Yes

MT4 Yes

MT5 Yes

TradingView Yes

cTrader No

Proprietary desktop platform Desktop is MT4/MT5 only No

Advanced charting 100+ indicators, five chart types (Capital.com's figure) Yes

Guaranteed stop loss Available; a premium is charged if it triggers Yes

Demo account Yes

Alerts Yes

Copy trading No

Capital.com web platform market list with bid and ask prices beside a candlestick chart. — The web platform, bid and ask on every row. Several read "Market offline" because the exchange was closed. Each is a share CFD, not a shareholding.Captured 17 August 2026

Capital.com charting view showing a gold candlestick chart with a full drawing toolbar and indicator menu. — Charting, with the drawing tools and indicators of the TradingView integration. The "Reactivate your account" prompt appears because the account was dormant in August.Captured 17 August 2026

Capital.com MetaTrader 4 page describing backtesting, expert advisors and 24 analytical objects. — The MT4 page states the split plainly: backtesting and tools from MetaTrader, pricing and execution from Capital.com. The shell does not change who fills your order.Captured 17 August 2026

Capital.com's web platform on the funded live account at $54.24. — Our AED 200 left the bank on 15 September but was only marked processed at 15:30 the next day, arriving as $54.24. About 0.4% went on the conversion.Captured 17 September 2026

Capital.com's web platform just after our EUR/USD buy, congratulating us on $1,147.10 of exposure against a $54.24 balance — A $54.24 account controlling $1,147.10 of EUR/USD on $5.73 of margin, exactly the 200:1 we had set. The quoted 0.7-pip spread cost 0.9 pips to cross.Captured 17 September 2026

Capital.com's Reports view, Trades tab, showing the EUR/USD round trip opened at 14:55 and closed at 14:56 for two cents — The same trade in the record, opened 14:55 and closed 14:56 for two cents. Statements are exportable and emailable rather than screen-only.Captured 17 September 2026

Capital.com's web platform Discover tab, promoting what other clients trade and a sub-cent crypto pair as most volatile — The home tab is a discovery surface, not a portfolio view. Note what "most volatile" promotes: a sub-cent crypto pair up 90% in a day.Captured 17 September 2026

Capital.com's built-in economic calendar, filterable by impact and region, with actual, forecast and prior figures — The economic calendar, filterable by impact and region, carrying actual, forecast and prior figures rather than event names alone. Genuinely usable, and built in.Captured 17 September 2026

Capital.com's Statements dialog, generated on demand for a chosen date range, with gold quoting a 0.5 spread behind it — Statements are generated on demand for a date range, not sent monthly. Behind the dialog, gold quoted a 0.50 spread against the 0.30 in the published table.Captured 17 September 2026

Capital.com's API integrations panel, offering keys with trade permission only — An API on a retail account, with the permission model the right way round: keys trade only, so a leaked key cannot move money out.Captured 17 September 2026

The app covers what most CFD traders need: search, watchlists, price alerts, a Reuters news feed with an economic calendar, and a "Popular: United Arab Emirates" market list. Login uses Face ID plus a PIN, and two-step login works with an authenticator app.

We bought one Apple share CFD in the app on 17 September at 334.05. The position showed -$0.30 straight away, which is the spread: you start every trade down by it. The app's analytics then rated our win rate "High 100%" off a single trade, which tells you nothing.

iOS Yes

Android Yes

Two-step login TOTP authenticator app Yes

Biometric login Face ID plus PIN Yes

Arabic language Site and support available in Arabic Yes

Watchlists Includes a UAE popular-markets list Yes

Alerts Price alerts Yes

News Reuters feed with an economic calendar Yes

Real share ownership CFDs only: no shares are held for you No

Capital.com app

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Capital.com iOS app home screen headed Account (CFD), with regional index tabs. — The app home in August 2026, on a registered but unfunded account. The label reads "Account (CFD)", honest about what you hold.Captured 17 August 2026

Capital.com iOS watchlist on the unfunded account, with a "Popular: United Arab Emirates" tab. — The watchlist, and the clearest UAE-specific touch we found: a ready-made "Popular: United Arab Emirates" tab beside the global lists.Captured 17 August 2026

Capital.com's iOS Analytics screen in August reading 'Nothing to show...yet', before any trade — The Analytics screen, included because it is empty: "Nothing to show...yet" proves nothing had been traded on 17 August. The filled version is further down this page.Captured 17 August 2026

Capital.com iOS app news screen listing Reuters headlines tagged Breaking and Major. — News is a Reuters wire feed with an economic calendar alongside, and headlines carry the instruments they affect. A licensed feed, not in-house commentary.Captured 17 August 2026

Capital.com iOS app help sheet offering live chat, phone, Messenger, WhatsApp and FAQs. — In-app support: live chat, phone, Messenger, WhatsApp and FAQs, one tap from the trading screen. Availability, though: we did not test response times.Captured 17 August 2026

Capital.com's iOS login screen with the Face ID overlay and a password fallback — Face ID on the app, with a password fallback rather than a password requirement. With two-factor authentication also on, the stronger end of this comparison.Captured 17 September 2026

Capital.com's iOS home screen on the funded account at $54.26, with a Reuters news feed and a search-or-ask box — The app home on a funded account, showing the $54.26 we actually held. The August captures higher up the page are the same account, unfunded.Captured 17 September 2026

Capital.com's iOS order ticket for one Apple share, with a five-level price-depth ladder. — The order ticket for one Apple share, spread 0.30 of a dollar. The five-level depth ladder is unusual, but sizes double at every step: generated, not real depth.Captured 17 September 2026

Capital.com's iOS shares list with the fill confirmation for one Apple share at 334.05 over it — The fill: one Apple share at 334.05. The same congratulatory framing as on the web, setting a $54.26 balance against $334.05 of exposure.Captured 17 September 2026

Capital.com's in-app notice on trading US stocks: a W-8BEN declaration and 30% US withholding tax on dividend payments — Undocumented in Capital.com's UAE material, this appears the first time you trade a US share: a W-8BEN declaration and 30% US withholding tax on dividends, including under CFDs.Captured 17 September 2026

Capital.com's iOS Portfolio a minute after the Apple buy, the position showing minus $0.30, exactly the spread — Bought at 334.05 against a 333.90 quote, the position showed exactly -$0.30. That is the whole spread: you start every trade down by it.Captured 17 September 2026

The same iOS Analytics screen after the trade: one trade, two cents, and a win rate labelled 'High 100%' — Analytics with something in it: the EUR/USD round trip, one minute, two cents, and a win rate the app calls "High 100%". Off one trade, that is meaningless.Captured 17 September 2026

Capital.com's iOS 'Close trade?' sheet, naming the result as a loss of $0.30 before we confirmed — Closing out. The confirmation names the result as a loss and shows the figure before you commit, which is better than a bare confirm button.Captured 17 September 2026

Capital.com's iOS Trades tab after the close, banner reading 'You sold 1 Apple Inc -$0.30' and no open trades — Closed at a cost of thirty cents on a $334 position: the spread and nothing else. No commission either way, no funding overnight.Captured 17 September 2026

Capital.com's iOS settings, timezone set to Bangkok, with two-factor authentication and Face ID both active — App settings, and the timezone reads Bangkok, not Dubai, which is why every platform timestamp in our captures is UTC+7. Charts and funding times follow it.Captured 17 September 2026

You sign up with a CMA-licensed Dubai company. You can hold AED as your account currency, fund and withdraw in dirhams from AED 80, and get support in Arabic and on a Dubai phone line (+971 4 496 8000). A swap-free account is available on request. What you can't do is own UAE-listed shares: ADX and DFM companies are available only as CFDs.

Available in UAE CMA (UAE) licence checked Islamic account Arabic support AED deposits

Available in UAE Yes

Local regulator CMA (UAE)

Local entity Capital Com MENA Securities Trading L.L.C.

Abu Dhabi office No

Dubai office Yes

Arabic support Yes

AED deposits Yes

AED withdrawals Yes

ADX stocks No

DFM stocks No

Islamic account Yes

UAE minimum deposit AED 80 (or $20)

Capital.com's in-platform help panel listing chat, email, a Dubai landline, a UK number, WhatsApp and Messenger — Support from inside the live platform, and the UAE number is a real Dubai landline: +971 4 496 8000. We did not test response times.Captured 17 September 2026

Capital.com lists live chat in the app and on the site, WhatsApp from inside the app, email (support@capital.com) and a Dubai line, +971 4 496 8000, with Arabic across the site. It advertises 24/7 support. We haven't contacted support yet, so response times and the quality of Arabic help are untested.

Live chat In-app and on site Yes

Phone UAE line: +971 4 496 8000 Yes

WhatsApp From inside the app Yes

Email support@capital.com Yes

Multilingual (incl. Arabic) Arabic, English and four more languages Yes

24/7 support Advertised as 24/7; hours for the UAE entity not confirmed by us Unknown

Dedicated account manager Unknown

The app has a Reuters news feed and an economic calendar, with stories tagged by importance and linked to the markets they may move, plus an Analytics area. TradingView adds more charting. We've used these tools, but we haven't assessed Capital.com's courses or learning material.

Broker	Best for	Overall score	UAE regulator	Minimum deposit	Swap-free account
eToroBuys the actual share or ETF on unleveraged long positions, and offers genuine ADX and DFM listings rather than CFDs on them.	Best for real ownership and UAE shares	4.4	FSRA	$100 (≈ AED 367)	Yes
Interactive BrokersFar wider asset range including bonds, futures and options, DFSA-regulated in DIFC, AED base currency and real custody.	Best for breadth and real assets	4.5	DFSA	$0	No
AvaTradeA longer-standing swap-free offering with MT4 and MT5, also under a local UAE licence, though equally CFD-only.	Best established swap-free alternative	4.2	FSRA	$100 (≈ AED 367) by bank transfer	Yes

Verdict

Capital.com suits you if you want to trade CFDs from the UAE through a locally licensed company, with low costs and a good choice of platforms. Our money went in over open banking and came back to a UAE bank in under five hours, with no Capital.com fee either way. It's the wrong choice if you want to own shares, ETFs or ADX and DFM stocks: eToro or Interactive Brokers fit that better. And set your leverage yourself, and set it low; the platform won't do it for you.

5 August 2026
New Chief Strategy Officer
Capital.com appointed Mamoon Sbeih as Chief Strategy Officer. No change to the CMA-licensed Dubai company that serves UAE clients.
Capital.com press releases
1 July 2026
Gold was 42% of client trading volume in Q2
Capital.com said gold accounted for 42% of its Q2 2026 trading volume, with disruption in the Strait of Hormuz and an equity rally shaping client activity. Useful context for a CFD-only platform: its clients were trading short-term price moves, which is what the product is built for.
Capital.com press releases

Is Capital.com regulated in the UAE?

Yes. UAE clients are served by Capital Com MENA Securities Trading L.L.C., Active on the CMA register under company code CP-0000937. Clause 1.1 of the MENA terms names two licences, not one: First Category (Dealing in Securities) under 20200000176 and Fifth Category (Arrangement and Advice) under 20200000471. The register lists four activities as Active: Introduction, Financial Products dealer, trading broker in the international markets, and trading broker of OTC derivatives and currencies in the spot market. The CMA is the UAE regulator formerly called the SCA, so sources still saying "SCA" are out of date. Capital.com also holds a licence from Kenya's Capital Markets Authority, a different regulator with the same initials.

Can I use AED with Capital.com?

Yes, and this is its strongest UAE feature. AED is a genuine account base currency rather than a deposit currency converted on arrival, so you can fund from AED 80 and withdraw in dirhams with no Capital.com fee either way. UAE bank accounts can be connected directly through Altareq open banking. Our test account was in US dollars, so our AED deposit cost about 0.4% in conversion; an AED account avoids that. The catch is that a 0.7% conversion mark-up applies the moment you trade a market priced in another currency, and most shares and indices are priced in dollars.

Do I own the shares I buy on Capital.com?

No. Every market Capital.com offers is a contract for difference: shares, ETFs, indices, commodities, bonds and cryptocurrencies alike. You have price exposure, not ownership, so there are no voting rights and no dividend as a shareholder, though cl. 5.16 adjusts your account for dividends on the underlying, crediting a long and debiting a short. That includes the unleveraged "1X" account, which removes overnight funding but not the CFD wrapper. If real ownership is what you want, this is the wrong platform.

Can I trade UAE-listed shares on Capital.com?

You can take positions on ADX and DFM companies, but only as CFDs. Capital.com added coverage of both exchanges in April 2025. That is exposure to the price, not a holding on the UAE register, so you hold no shares and receive no dividend as a shareholder, only the cl. 5.16 account adjustment. If you want to actually own ADX or DFM listings, look at brokers that deal in the underlying shares.

Does Capital.com offer an Islamic account?

Yes, a swap-free status is available to UAE and MENA clients, but swap-free is not the same as Sharia-compliant. No independent board has certified Capital.com, and the interest charge is not simply removed: it is replaced by a flat daily fee or a wider spread on some instruments. It is also not available at signup; you open a standard account, close any open positions and request the change through support. Whether a leveraged CFD is permissible at all is a question for your own scholar, and many hold that it is not, regardless of how the financing is structured.

What is the minimum deposit for UAE clients?

AED 80, or $20 if you hold the account in dollars, by card. A bank wire has a higher minimum. The minimum withdrawal is the same AED 80 by card.

What does Capital.com charge?

No trade commission, no deposit fee, no withdrawal fee, and no inactivity fee on its published UAE schedule. You pay the spread, overnight funding on leveraged positions, a premium on any guaranteed stop-loss that triggers, and 0.7% whenever a market is priced outside your account currency. Watch the units: forex spreads are quoted in pips (EUR/USD 0.6 on Capital.com's published example, 0.9 measured) while everything else is quoted in the instrument's own price points (gold 0.30, Bitcoin 50). Long Bitcoin and Ethereum CFDs carry a fixed 0.06164% per day, about 22.5% a year.

Is my money protected as a UAE client?

Client funds are segregated from Capital.com's own money and retail accounts have negative balance protection, but cl. 10.7 permits pooled accounts at third-party institutions, so your money sits alongside other clients', and there is no compensation scheme covering you. The CMA operates none. The UK FSCS and the Cypriot ICF apply only to clients of Capital.com's UK and Cyprus entities. Capital.com is also privately held and publishes no audited accounts, so there is less financial transparency than with a listed broker.

How much leverage can UAE clients use?

On the live account on 17 September 2026 we opened Capital.com's own leverage panel, which lets you set the maximum ratio per asset class: it arrived defaulted to 200:1 on currencies, indices and commodities and 20:1 on shares and crypto, and the ceilings we could select were 500:1 on currencies, indices and commodities, 33:1 on shares and 100:1 on crypto. Published third-party sources disagree, ranging from an EU-style 30:1 cap to 1:500, but the panel in the account is the answer that matters. Check it with Capital.com directly before you size a position, and treat any third-party leverage figure for this broker with suspicion.

How long do withdrawals take?

Capital.com's own published claim is that it processes requests within 24 hours, 91% of them within five minutes on its 2024 internal data, with up to five business days for funds to reach your bank. The withdrawal screen in our own account quoted up to seven. The only withdrawal timing we can vouch for is our own: we requested the full balance at 15:15 on 17 September 2026 and USD 53.96 reached our UAE bank at 19:49 the same day, in full. Note also that profits can only be withdrawn to a verified bank account in your own name, not back to a card.

Does Capital.com support Arabic?

Yes. There is a full Arabic version of the UAE site, and support is offered in Arabic as well as English. There is also a Dubai phone line on +971 4 496 8000, plus WhatsApp and live chat from inside the app.

Giles Thomas

Executive Director, FOE Global

Giles is Executive Director at FOE Global, a UAE family office and private equity advisory firm. He conducts the funded account testing and regulatory verification behind onlinebroker.ae.

Written byGiles Thomas

Edited byBraden Chase

Fact-checked byTomislav Turčin

Last reviewed25 September 2026

Capital.com Review UAE 2026

Capital.com platform overview

Category scores

Our expert verdict

What to watch out for

Key data at a glance

Pros

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How we tested Capital.com

Safety, regulation & UAE legal entity

What you actually sign

Safety signals

Account opening

Account types

Deposit and withdrawal

Funding methods

Funding Capital.com, step by step

Product selection & tradable assets

Fees and spreads

Web & desktop platform

Mobile app

Capital.com app

UAE-specific features

Customer support

Research & education

Best alternatives to Capital.com in the UAE

Verdict

Recent news

New Chief Strategy Officer

Gold was 42% of client trading volume in Q2

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Giles Thomas

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